Individual Insurance Needs At Minton Wealth Strategies, we can help individuals, families, and business owners evaluate a diverse range of insurance options, including:Life InsuranceWith life insurance, not only can someone protect loved ones, but there are also tax benefits with certain policies. With access to a number of different life insurance options - including term, whole life, universal life, and variable universal life insurance - we strive to find the most up-to-date, efficient, and cost effective programs for you based on your unique needs.Long-Term Care InsuranceTypically not covered by health insurance, long-term care is costly and can significantly deplete assets. Long-term care insurance can help pay for a care plan. We can help you determine opportunities for protecting your assets and retirement income.Disability InsuranceWhether you are a business owner or an employee, how would you supplement lost income if you were unexpectedly injured or disabled? Unfortunately for many, it could mean dipping into your savings or future retirement income. Disability insurance can serve as the cornerstone of individual and business income and expense protection. We can structure coverage to help protect personal and business income against catastrophic loss due to an injury or long-term illness.