Developing Your Personal Wealth Strategy

Developing an asset allocation strategy that is right for your situation can be overwhelming, which is why we seek to clarify some key terms and differences. Below, you will find the difference between an investment allocation and retirement allocation.

Investment Allocation

Investment allocation is an investment strategy that aims to balance risk and reward by apportioning a portfolio's assets according to an individual's goals, risk tolerance and investment horizon. These investments vary depending on their client and their needs. For example, a young investor might build a portfolio that is heavy with stocks from small or new companies, while an older investor might rely on bonds or stocks with a proven track record of success.

Retirement Allocation

While similar to investment allocation, retirement allocation is a risk management and income distribution strategy that aligns an individual's goals, risk tolerance, income needs, and legacy desires in an individually crafted holistic plan. When planning for retirement, it's important for an investor to consider all aspects of their plan, such as corporate benefits, personal investments, and insurance. By viewing your retirement allocation in a comprehensive manner, we can work as a team to build the retirement you are imagining.

Minton Wealth Strategies is home to one of Arkansas' two credentialed Retirement Management Analyst (RMA) which gives us a distinct advantage in positioning a portfolio for generating income.

Whether preparing for retirement, or accumulating assets all of our services are custom tailored to fit the type of asset allocation that is right for you.

Asset allocation does not assure or guarantee better performance and cannot eliminate the risk of investment losses.